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Archive for September 4th, 2009

$4,000 Home Run 2 Grant

Friday, September 4th, 2009

I just received word that Utah Housing Corp has once again opened the gates to grants for people purchasing new homes.  You can find more information on their website.

I’ve heard varying viewpoints on this grant, but I’ve noticed some terrific effects on the economy.  The first round of grants cleared out the inventory of existing newly constructed homes and pulled many builders out of the bind.  They then had money to put contractors and construction workers back to work, putting money in people’s pockets again.  Existing home sales picked up as people saw their friends getting a new home and then decided to purchase a home themselves.  In the near future, I expect this increase in home sales will turn the tide of declining home values, particularly those priced under $300k.

I’m excited to see this announcement.  If you’re thinking about buying a home, this grant combined with the current $8,000 federal tax credit and the low cost of purchasing a home make it an excellent time to buy.

Posted in Buying, Grants & Tax Credits, Uncategorized | No Comments »

Utah Housing Corp Announces Program to Assist Buyers with Closing Costs

Friday, September 4th, 2009

Utah Housing Corp just made its second major announcement of the day.  To coincide with the announcement of the Home Run 2 Grant, Utah Housing just announced a new program called Equity Now.  Here is a link to Utah Housings information page.

In a nutshell, the program allows buyers to take advantage of the $8,000 federal tax credit at the closing table by giving them a 2nd mortgage of up to 6% of the purchase price of the home.  Immediately after closing on their home purchase, the buyer must file an amended 2008 tax return and pay the received funds towards the 2nd mortgage.

I’m extremely excited about the moves Utah’s government is making to boost the housing economy in our state.

Posted in Buying, Financing, Grants & Tax Credits | No Comments »